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Calculate your net worth from assets and liabilities. Track your financial health.
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It's the single best snapshot of your overall financial health at a given point in time.
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Formula
Net Worth = Total Assets − Total LiabilitiesTotal Assets = sum of all owned items with monetary value (cash, investments, property, vehicles)
Total Liabilities = sum of all debts and financial obligations (mortgage, loans, credit cards)
Debt-to-Asset Ratio = Total Liabilities ÷ Total Assets × 100: measures leverage level
Worked Example
$630,000 total assets, $335,000 total liabilities
Did you know? The Federal Reserve's Survey of Consumer Finances (2022) found the median US family net worth is $192,700, while the mean is $1,059,470: a large gap driven by wealth concentration at the top.
Sources
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